Houston · first-time buyers · free
With an ITIN or a social. With Texas down-payment help. I'll walk you through the whole path — no jargon. I'm Vanessa Piedra, a bilingual Realtor® in North Houston.
Leave your number and I'll call you today with your analysis — or text you on WhatsApp.
Rent → home calculator
You pay in rent today
$1,800/mo
Educational estimate (ref. rate 6.5%, 5% down, Texas taxes and insurance included). Not a pre-approval.
You could buy a home up to
$264,000
Yes, you can
No social security? You can still buy a home in Texas: 2 years of ITIN tax returns + 10-20% down. I work with lenders who close ITIN loans every day.
Texas (TSAHC) can cover part of your down payment — sometimes as a gift you never pay back. If your income qualifies, the savings you need drop dramatically.
FHA accepts scores from ~580, and there's a plan to raise yours in months. The costliest mistake is not asking — the consultation is free.
Free seminar · English & Spanish help
One hour online, no sales pitch: the full process, what you really need, ITIN, credit, and the mistakes that cost the most. Sign up and I'll send you the next date by email or WhatsApp.
The first step is free